Our recommendation is to consider cards such as American Express-Walmart Bluebird, Chase Liquid Visa, or Green Dot Prepaid Visa. Malcolm, Just for clarification, the standard industry terms for the two cards you mentioned are: 1) General purchase, reloadable (GPR) prepaid debit card and 2) Gift. Note: This directory is for general information purposes and may not include the most recent data. Visa does not assume responsibility for the accuracy of this. Consult issuer for patiencen details or visit www. Click here for terms and conditions. Used as a Bank Account Substitute. Thanks to all authors for creating a page that has been readtimes. Edit Related wikiHows WH. And there are other smart uses for prepaid cardsincluding teaching teens and younger children how to manage money, and protecting seniors from scams. More on Health The Best Insect Repellents for You and Your Family.